Through the operational aspects of the FedNow Service, understand the infrastructure, processes, and technologies that enable instant payments through this Federal Reserve initiative. 

• FedNow Introduction 
• Infrastructure Overview 
• Operational Process 
• Technology Framework 
• Integration and Implementation 
• Benefits and Opportunities 

AAP/APRP credits 1.8

As the payments landscape continues to evolve, card technologies are driving significant innovations that are reshaping how transactions are conducted. This session will explore current advancements, offering insights into the future of card payments and their impact on businesses and consumers alike. The session topics include:   

•  Emerging Card Technologies 
•  Alternative Payment Methods 
•  Benefits of Advancements in Card Payments 
•  Future Trends to Watch   

This session will provide participants with the tools and insights needed to navigate these advancements, positioning them to capitalize on the latest technologies and trends in the fast-changing world of card payments.

AAP/APRP credits 1.8

We are hosting a risk and consulting complimentary virtual meet and greet for PaymentsFirst members on April 2nd. 

Mobile deposit capture (MDC) has become a ubiquitous feature of modern banking, offering convenience and efficiency to both financial institutions and their customers. However, with this growth comes a heightened need for robust risk management and compliance measures. Join us for this informative webinar as we delve into the key risks associated with MDC, including fraud, operational challenges, and regulatory compliance. We will discuss best practices for:  Identifying and mitigating fraud risks: Learn about common fraud schemes targeting MDC and effective prevention strategies.  Ensuring operational efficiency: Explore tips for optimizing MDC processes, minimizing errors, and enhancing customer satisfaction.  Staying compliant with regulatory requirements: Understand the latest regulations governing MDC and how to maintain compliance.

AAP/APRP/NCP credits 1.8

Discovering how APIs are transforming card payment rails and learn to leverage these tools to enhance integration, innovation, and customer experiences: 

• Introduction to APIs 
•  Transformative Impact on Payment Rails 
•  Enhancing Integration 
•  Driving Innovation 
•  Improving the Customer Experience

AAP/APRP credits 1.8

With the new RDFI ACH Credit monitoring rules becoming effective in 2026, now is the perfect time to begin reviewing your policies and procedures to monitor questionable entries. In this session, we’ll spotlight specific money mule scenarios and also provide insight on how to best combat them.

AAP/APRP credits 1.8

Understanding the various payment systems is crucial for professionals navigating the complexities of modern transactions. This session provides a comprehensive overview of the essential payment methods used by financial institutions, businesses, and consumers, focusing on their operations, use cases, and emerging trends. We will cover: 

• Understanding Key Payment Systems 
• Operational and Risk Considerations 
• Navigating Emerging Trends

 This session will provide attendees with the tools to make informed decisions about which payment methods best suit different scenarios, manage risks effectively, and stay ahead of industry trends shaping the future of payments. 

NCP/AAP/APRP credits 1.8

For 2024, the IRS processed more than 163 million tax returns and other forms and issued more than $329 billion in tax refunds. Incorrect handling of incoming tax refunds can make the Receiving Depository Financial Institution (RDFI) liable and create the possibility for large losses. This webinar covers: 

• Rights and requirements of each participant  

• Proper handling of deposits for deceased recipients

• Account number and name-matching requirements  

• Processes for incorrect account numbers 

• A review to correctly handle exceptions 

AAP/APRP credits 1.8

The Federal Reserve has postponed the implementation of the ISO 20022 messaging standard for the Fedwire Funds Service from March 10, 2025, to July 14, 2025. This delay aims to give the industry more time to prepare and facilitate a smooth transition to the new standard.

Preparing for ISO 20022 and the changes to FedWire and other communication standards. 

• What is ISO 20022? 
• Understanding the Transition 
• Impact on FedWire 
• Global Communication Standards 
• Technical and Operational Adjustments 
• Compliance and Risk Management 
• Benefits and trends of financial messaging 

AAP/APRP credits 1.8

This session will cover recently passed updates and changes within the Rules.  We will arm you with the information you need to ensure compliance in this ever-changing rules and regulatory landscape both now and in the future. 

The discussion will include the following rule changes:

Review of 2024 Rule Changes  

April 1, 2025 – 

• Expanded use of ODFI Request for Return (R06) – Phase 2 RDFI Response

March 20, 2026 - 

• ODFI, Non-consumer Originators, TPS Fraud Monitoring (Phase 1) 

• ACH Credit Monitoring by RDFIs (Phase 1) 

• New Company Entry Descriptions  

June 22, 2026 - 

• Non-Consumer Originators, TPSP, and TPS Fraud monitoring (Phase 2) 

• ACH Credit Monitoring by All RDFIs (Phase 2)  

Proposed Rule Changes  

• Fourth Same Day ACH Processing Window  

• Accelerated Funds Availability – non-Same Day ACH credits  

Faster ACH topics  

• 2-day ACH credits  

• Encouraging same-day returns

AAP/APRP credits:

• Payments Systems Update - 3.0

• Tabbing Session - 3.2