Are you looking to start ACH origination in your institution? While the process is not complicated, it not just turning on a switch and announcing the service to business clients. Join us as we spotlight the areas that you want to consider and decisions to be made before "announcing" ACH origination to the world. We offer some sound business practices that will help start the process and make it successful.

Financial Elder Abuse is viewed as one of the fastest growing crimes in the US. As of the last census, over 41 million citizens were identified as aged 65 and older. This represents over 18% of the population. By 2030, the number could reach almost 75 million! Why should you be concerned? Money! These individuals hold nearly 70% of all savings deposits in commercial banks, nearly 80% of dollars in savings institutions and 80% own their homes. Because of the vast holdings, these individuals are easy targets for abuse. Bloomberg estimates these losses at almost 37 Billion a year! This session will include:​ What constitutes as financial elder abuse Identification of "Mandatory Reporter" (the laws vary by state) What you can do to protect these individuals at your institution

This course will provide an introduction to the basics of Wire Transfers. Topics include; Wire Transfers Defined Wire Transfer Participants Wire transfer Flow and Instruction Types of Wire Transfers & the Financial Institution's Role types of Connections & Transmission Legal Framework for Wires fDo you have a basic understanding of both the Receiving Depository Financial Institution (RDFI) and the Originating Depository Financial Institution (ODFI) roles and responsibilities with ACH? In this course, we will cover the following key topics: Sound Business Practices Policies and Procedures Risk Mitigation RDFI Warranties and Liabilities ODFI Warranties and Liabilities

Financial institutions must ensure that they are correctly interpreting Regulation E and are compliant with all of the requirements for processing error disputes for debit card transactions and ACH. This course will review the error resolution process and the very specific requirements for disclosing information to your customers during the investigative process. Key topics: Conditions for Consumer Liability How to Calculate the Consumer’s Liability Timely Notice Given vs Timely Notice Not Given ACH & Debit Card Dispute Scenarios

Do you have a basic understanding of both the Receiving Depository Financial Institution (RDFI) and the Originating Depository Financial Institution (ODFI) roles and responsibilities with ACH? In this course, we will cover the following key topics: Sound Business Practices Policies and Procedures Risk Mitigation RDFI Warranties and Liabilities ODFI Warranties and Liabilities

Are checks a mystery to you? Do you need to learn more about the participants in the Check network? Do You know the difference between check clearing and check collection? What about the rules and regulations that govern check? If so, this course is ideal for you!

Financial Institutions can suffer big losses if ACH exceptions are not handled properly. We will discuss the timelines for handling the various types of exceptions, take a close look at some of the new return reason codes and compare R10 and the new R11. Understanding the process and using the proper return reason codes will help minimize risk and liability. Course is available for 90 days from start of course.