• While the term "ACH File" is commonly recognized in the financial industry and in corporate payable / receivable areas, the process itself is a bit of a mystery to those not on the technical side.  In this course, we will cover the basics and remove the mystery of what is included in "The File" and how it works.  Topics covered include:

• The Sequence of "The Records"
  An Overview of Formatting & Data Specifications
  How the Individual "Records" Work Together and What Information is Included

AAP/APRP Credits: 1.0

Are you new to Treasury Management? Are you unsure about the connection between Treasury Management and the Nacha Operating Rules and Guidelines?  Then you need Treasury Management 101!  This course is the foundation for the basic knowledge needed to build a strong Treasury Management team within your financial institution.  

In the course, you will:       

• Learn what Treasury Management is all about. 
• Discuss the common Treasury Management products and services offered by financial institutions. 
• Develop a better understand of the relationship between Treasury Management and Nacha Operating Rules and Guidelines. 
• Understand the importance of educating Originators and financial institution employees.

AAP/APRP Credits: 0.5

Understanding common check adjustments, warranties, and how to handle these items can be confusing. During this course, we will examine what check adjustments are and what the process looks like. During this course, you will:

• Identify common check exception terms
• Review common return codes
• Identify important return time frames
• Define warranty claim types
• Review common check issues

AAP/APRP Credits: 0.5

What is a fallback transaction? A fallback transaction normally occurs when a chip card, presented at a chip terminal, cannot be read due to a technical issue with the chip which results in the technology “falling back” to a magnetic stripe transaction. During this course you will learn common terms used during EMV fallback, common fallback scenarios, and why EMV transactions fallback to magnetic stripe transactions.

AAP/APRP Credits: 0.5

This course will cover the basics of Same Day ACH, provide questions to consider as you evaluate your usage, the impacts on various participants and an implementation Checklist.

AAP/APRP Credits: 0.5

Why do dishonored and contested dishonored returns cause so many problems?  In many cases, it is because they rarely occur.  While that may be a good thing, it's not very helpful on the rare occasion that you have to deal with one.  This course will walk you through each of the dishonored and contested dishonored returns and provide guidance on how to best handle them when things go wrong.

 AAP/APRP Credits: 1.0

This course will cover the basics of establishing exposure limits.  Topics will include:

The initial analysis and controls
Establishing and managing exposure limits
Limit review and monitoring of various metrics

AAP/APRP Credits: 0.8

This course provides a basic understanding of handling ACH adjustments utilizing the proper time frames involved. During this course you will become familiar with the topics listed below:

   Understanding Participant Agreements

   Defining Regulation E & The Nacha Operating Rules

   The Requirements of Written Statement of Unauthorized Debit

   Processing Consumer Disputes

   Managing Non-Consumer Disputes

   Understanding Limitation on Warranty Claims

AAP/APRP Credits: 0.5

This course will provide a basic overview of credit underwriting. Topics include:

• Analyzing Risk

• Client Parameters

• Creditworthiness

AAP/APRP Credits: 0.5

This course will provide a basic overview of card payments. Topics include:

• Type of Card Payments

• Participants in the Card Network

• Regulations

• The Difference between Credits & Debits

• Card Process Flow Card

• Network Rules

AAP/APRP Credits: 0.5