Power Hour Q2 2026 - Inside the U.S. Instant Payments Adoption Study

Inside the U.S. Instant Payments Adoption Study 

Speakers: Reed Luhtanen , U.S. Faster Payments Council Kristina Wickersham , Federal Reserve Financial Services Elspeth Bloodgood , Jack Henry 

Instant payments continue to gain momentum across the U.S. payments landscape, driven by evolving customer expectations, new use cases, and expanding technology capabilities. To better understand where adoption is accelerating and what is driving value, the Faster Payments Council and Federal Reserve Financial Services collaborated on the U.S. Instant Payments Adoption Quantitative Study. 

This Power Hour will provide an in-depth look at the study’s findings, drawing on insights from third-party enablers that collectively serve more than 90 percent of U.S. financial institutions. Speakers will explore the use cases delivering the greatest impact today, the areas where customer demand is fueling adoption, and how emerging technology solutions are helping streamline implementation. The discussion will also highlight key trends shaping instant payments growth through 2028 and outline opportunities for financial institutions to expand access to faster, more efficient, and more reliable payment options for their customers. 

What You’ll Learn Key findings from the U.S. Instant Payments Adoption Quantitative Study Which instant payment use cases are delivering the greatest value today Where customer demand is accelerating adoption across the industry How technology solutions are simplifying implementation and increasing accessibility Factors expected to influence instant payments growth through 2028

AAP/APRP credits 1.2